Mortgage Application

You’ve completed the Universal Housing Grants Application or read through the Introduction to Housing Grants section, and you’re ready for a pre-approval that includes a primary mortgage and housing grant. This section will take you through basic mortgage requirements. At this point you should also be in contact with Housing Nonprofit and working with one of our HUD Certified Housing Counselors.

Local Housing

The Best Mortgages For First-Time Homebuyers

By Housing Nonprofit

HUD Certified Housing Counselors

Down Payment Assistance

Do You Qualify For A No Money Down Mortgage?

By Yvette Reid

Reporting about economic issues and household finance.

An Introduction to FHA, HUD, and Home Ownership Vouchers

By Housing Nonprofit

HUD Certified Housing Counselors

6 Ways To Get A Home Loan Without A Job

By Housing Nonprofit

HUD Certified Housing Counselors

How To Buy Your First Home With Little Or No Money Down

By Housing Nonprofit

HUD Certified Housing Counselors

Buying a home after bankruptcy. A Summary of Loan Types, Requirements and How Long.

By Housing Nonprofit

HUD Certified Housing Counselors

Local Housing

Employment Requirements For 4 Major Home Loans

By Housing Nonprofit

HUD Certified Housing Counselors

Building Credit

How To Buy A Home With Bad Credit

By Oliver Norton

Money and Savings Editor

How To Increase Your Credit Score For Mortgage Eligibility

By Oliver Norton

Money and Savings Editor

Why is it so hard for the self-employed workers to get a mortgage?

By Housing Nonprofit

HUD Certified Housing Counselors

Exploring the Homebuyer Journey

By Housing Nonprofit

HUD Certified Housing Counselors