Struggling to manage your credit cards and other debt? You might want to sign up for credit counseling to pay off your debts and repair your credit.

If you have a lot of outstanding loans, credit cards, etc., you’re probably wondering if debt consolidation is worth it. We’ll help you figure that out by showing you the specific factors that determine if consolidating debt is right for you.

If you feel like your credit score is keeping you in the rent-paying rat race, there’s good news: You can buy a home with bad credit, as long as you get creative.

Making multiple monthly card payments and correcting credit report errors will quickly increase your credit score by up to 100 points. When applying for a loan, your credit score is one of the primary factors mortgage lenders consider. A higher credit score suggests a lower risk of loan default, increasing the chances of loan approval […]

It makes sense that paying down your debt could improve your credit, but what if you don’t have tons of cash sitting around to do so? Are there other ways to boost your credit score? You bet, and here they are.

Upon submitting your application with Housing Nonprofit, we will ask you to give us permission to pull your credit report. This is required for all mortgage applications, and will give the lender a sense of your commitment to making timely payments towards your mortgage in the future.. All three Credit Bureaus must have a score […]

Do you feel as if you’ll never get out of your financial hole due to loads of credit card debt and medical bills?

Is getting a loan tough if you have bad credit?