Contributor

Housing Nonprofit

HUD Certified Housing Counselors

The team at Housing Nonprofit knows that your home may be the most important investment you’ll ever make. To make your home as efficient, affordable, and comfortable as possible, we’ll provide you with information on reducing bills, renting, down payment assistance, refinancing, and more.

Pinellas County Homebuyer Down Payment Assistance Program

Pinellas County includes major cities like St. Petersburg, Clearwater, and Largo. Let’s have a closer look at their housing grant program terms and requirements.

Florida

Navigating Housing Grant Applications in Miami

Miami’s high living costs can make homeownership challenging, especially for families with moderate incomes. Housing grants in Miami offer a pathway to affordable living, ensuring that more individuals have access to safe and stable housing.

Local Housing

The Best Mortgages For First-Time Homebuyers

Are you a first-time homebuyer who is low on cash and looking for an affordable mortgage? Then have a look at these mortgages that can help you become a homeowner with little to no money down, plus other money-saving perks.

Florida

Down Payment Assistance in Broward County, Florida

Broward County Homebuyer Purchase Assistance Grant provides up to $80,000 to purchase a home. It does not need to be paid back and can be used towards down payment and closing costs.

Florida

How to Apply for Down Payment Assistance in Florida

Buying a home in Florida can be financially daunting, especially when considering the upfront costs such as down payments and closing fees. Fortunately, Down Payment Assistance (DPA) programs across Florida are available for many individuals and families.

Florida

Exploring First-Time Homebuyer Programs in Florida

Florida offers several first-time homebuyer programs that provide financial assistance, mortgage relief, and educational resources. These programs are designed to help you take the first steps toward homeownership with less financial burden.

Florida

How Do You Qualify for Housing Grants in Florida?

Understanding the qualification criteria for these programs is the first step in securing assistance and achieving homeownership in Florida.

Local Housing

Introduction to Housing Grants for first time home buyers

Offering grants to attract new home owners creates benefits for the community they move into.

An Introduction to FHA, HUD, and Home Ownership Vouchers

Many people feel like buying a home is outside their means. The good news is that these 3 programs do a lot to make home ownership affordable for anyone serious about buying.

Cut Your Monthly Bills By Spotting These Common Billing Errors

One way to reduce your monthly expenses is to cut back on services and be more conservative with your spending. Another way is to look over your bills and spot errors that are leading to overcharges. Charges for Services You Canceled or No Longer Receive TV and phone bills are often bloated with services or […]

These Restaurant Apps Make Eating Out Affordable

Do you want to keep eating out, but at a much lower cost? Then give these restaurant apps a look, as they can help you find great dining deals to make eating out a lot more affordable. When you need to trim your budget, what do most people suggest? Stop eating out so often, as […]

The Top Loans For Home Repairs And Remodeling

Do you have your sights set on repairing or remodeling your home in the near future?  If you don’t have significant savings, a home improvement loan may be necessary.  Here are some of the top home improvement loan lenders. Why would someone take out a home improvement loan and put themselves in debt?  Because their […]

6 Ways To Get A Home Loan Without A Job

There are ways to get approved for a mortgage if you are in between jobs yet itching to buy a home. We’ll reveal what they are and discuss why employment history is important to lenders. It’s not a mystery what lenders want to see before approving you for a mortgage. First, they want to make […]

How To Buy Your First Home With Little Or No Money Down

The average down payment for a house ranges from 6-13 percent, while some say you should have enough cash to put 20 percent down. If you’re looking to buy your first home with a much smaller down payment, these programs can help. What usually comes after someone daydreams about buying their first home? The reality […]

Prices Are Increasing. Buy These 8 Things While You Can

While the price of everything seems to be increasing, particular items could soon be hard to find or downright pricy. Buy the items on this list while you can find them and before they expand outside of your budget. Various supply chain issues have led to product shortages and price increases. Whether due to production […]

Is The Internet The Best Way To Shop?

Since it’s now possible, should you solely shop on the Internet, or does it have some drawbacks? We’ll let you know if online shopping is all it’s cracked up to be. Online shopping was popular before the pandemic. Now, however, it’s more popular than ever, and it looks as if it will continue to be […]

4 Side Gigs That Require No Experience

Don’t let a lack of experience keep you from starting a new side gig that can supplement your income. As you’ll see with these examples, no experience is necessary. What’s one thing that holds many people back from earning the income they desire? Besides a lack of opportunity, it’s a lack of experience. And while […]

6 Non-Phone Jobs You Can Do From Home

Many think that work-from-home jobs involve talking on the phone via telemarketing or customer service. But as we’re about to show you, it’s possible to work from home without having to speak to anyone. What are some of the easiest jobs to get? Ones that involve talking on the phone. Why? Because people don’t want […]

Add This To Your Browser To Cut Your Online Shopping Costs

Do you want to ensure you always get the best discounts when shopping online? Then download these browser extensions that will do all of the work for you so you never pay more than you should. Capital One Shopping Whether you download the app or add this extension to your Firefox, Chrome, Microsoft Edge, or […]

Simple Moves To Lower Your Bills And Save Thousands

Before you get a personal loan or start selling your stuff to help pay your bills, make these simple moves that could make room in your monthly budget and save thousands per year. All it takes is a trip to the grocery store or the gas pump to figure out that your cash doesn’t go […]

7 Free Food Resources For Kids

No matter how many unpaid bills you may have, this should be your top priority if you have children: Making sure they’re fed. We’ll help you achieve that goal with this list of free food resources for kids. Whether your kids are very young or in high school, they’re still growing, and that growth needs […]

The Top Places To Look For Unclaimed Property

Unclaimed property comes in many forms and from several places. We’ll dish the details on why unclaimed property exists and where you can find it. Have you ever played Powerball, especially when those potential winnings got really high? If so, know that the odds of winning it are about 1 in 292 million. What gives […]

Do Free Cars Exist?

Are you wondering how you’ll afford a car when prices are out of control, and you’re living on a limited income? If so, see if you can get a free car to get the transportation you need without paying a penny out of pocket. Although it may sound too good to be true, you can […]

These Streaming Apps Won’t Cost You A Penny

One way to cut your entertainment costs and make more room in your monthly budget is to cut cable. But instead of replacing it with premium streaming services, try these that are free. Are you scrambling for ways to reduce your expenses so you can meet your monthly budget? If so, you’re not alone, as […]

4 Side Gigs To Help You Start Stacking Cash

Is your current income no longer sufficient enough to cover your expenses? Then try these side gigs, as many people are using them to stack cash and stay afloat during tough times. Your schedule may be too busy to work full-time or get a second job if you’re already employed.  What’s the next best alternative […]

6 Fundraising Ideas For Helping People In Need

Would you like to financially help someone in need, but don’t have the savings to do so yourself? A fundraiser is an excellent method to raise cash for a good cause, and here are several ways to do it. 1. Crowdfunding If you want to make the biggest financial impact in the least amount of […]

Florida

Brevard County Housing Grant – Explore New Insights

Administered by the Brevard County Housing and Human Services Department, the grant has become vital in supporting equitable housing in the county.

Florida

Clearwater Housing Grant Florida

The City of Clearwater offers up to $75,000 in down payment assistance at a 0% interest. This Clearwater Housing program is tailored to assist potential homeowners willing to purchase a long term home within city limits.

Florida

Tamarac Housing Grant – What You Didn’t Know

The Tamarac Housing Grant is a forgivable loan of up to $60,000 for down payment and closing costs to purchase a home within city limits, depending on household income level.

Florida

Boynton Beach Housing Grant: Everything You Need to Know

If you’re considering making Boynton Beach house your home or already reside in this vibrant city, the Housing Grant program offers significant financial assistance. It helps make homeownership a reality. This initiative aims to foster growth and stability by providing financial support for down payments and closing costs. This is to make it easier for […]

Florida

Cape Coral Housing Grant in Florida

The Cape Coral housing grant program offers an opportunity for residents and prospective homebuyers seeking affordable paths to homeownership. Through the SHIP Down Payment Assistance initiative, this program provides a second mortgage loan of up to $40,000—capped at 20% of the home’s purchase price. This assistance is structured as a deferred, forgivable loan with a […]

Florida

Boca Raton’s Housing Grant

If you’re considering buying a home in Boca Raton or already live there, the city’s Housing Grant Program (formally known as the SHIP Homebuyer Assistance Program) is here to help first-time buyers overcome the barriers to homeownership. By offering financial assistance, this program aims to support sustainable growth and foster an inclusive community, keeping Boca […]

Florida

Miami Dade County Housing Grant

For those looking to buy a home in Miami-Dade County, the Miami-Dade Economic Advocacy Trust (MDEAT) Homeownership Assistance Program (HAP) offers vital support to eligible first-time homebuyers. This program is designed to help lower- and moderate-income individuals afford homeownership by providing financial assistance with down payments and closing costs. Miami-Dade County is a diverse and […]

Florida

Broward County Housing Grant

Broward County Housing Grant The Broward County Housing Grant provides essential financial support to first-time homebuyers in Broward County, covering critical costs such as down payments and closing fees. This grant is designed to make homeownership more accessible by offering a forgivable second mortgage loan with favorable terms. Program Details Qualified buyers may receive a […]

Florida

Miami Beach Housing Grant

In a city as iconic and dynamic as Miami Beach, affordable housing can be a challenge, especially in a market that naturally attracts a high demand. The Miami Beach Housing Grant program serves a vital role in balancing this demand with a commitment to economic diversity and community stability. By offering financial support for first-time […]

Florida

Miami’s District 5 Housing Grant

If you’re currently living in or considering a move to Miami’s District 5, the City of Miami’s expanded homebuyer assistance program offers a unique pathway to homeownership. In an area known for its vibrant communities and cultural richness, the program serves as a bridge for first-time homebuyers looking to settle into the heart of Miami. […]

Florida

Pompano Beach Housing Grant

The Pompano Beach Housing Grant provides vital financial assistance to first-time homebuyers within Pompano Beach, helping cover essential costs such as down payments and closing fees. This grant is structured to make homeownership more accessible through a forgivable second mortgage loan with favorable conditions. Program Details Eligible buyers may receive a second mortgage loan of […]

Florida

Understanding Broward County Down Payment Assistance Programs

Purchasing a home is a significant milestone, but the upfront costs can often be a barrier for many prospective homeowners. In Broward County, a variety of Down Payment Assistance (DPA) programs are designed to help alleviate these financial challenges. Whether you’re a first-time homebuyer or ready to make your dream home a reality, understanding these programs can make homeownership more attainable

Florida

Property Tax Information for Florida First-Time Homebuyers

Florida’s Property Tax System County property appraisers assess all real property in their counties as of January 1 eachyear. The property appraiser sends an annual Notice of Proposed Property Taxes in August toeach property owner. After the local governments determine their annual budgets, the county taxcollector sends a tax bill to each property owner in […]

Why do I have to complete this form?

Go Back to Apply Form We understand you don’t want to spend time filling out forms, we also hate forms especially the redundant kind.  However, please keep in mind that our form consolidates various funding sources into a single application to save time and effort while assuring you do not miss out on anything. This […]

Managing your Housing Grant

Buying a home after bankruptcy. A Summary of Loan Types, Requirements and How Long.

Yes, it is possible to obtain a home mortgage after bankruptcy. There are no permanent rules in place that prevent you from obtaining a specific type of loan because you’ve gone through a bankruptcy.

Local Housing

Comparing The New Community Affordable Mortgage Solution

Bank of America recently announced a new program for first-time homebuyers that will make it easier for eligible individuals and families to get an affordable mortgage.

Local Housing

Employment Requirements For 4 Major Home Loans

Your employment history is essential to mortgage lenders for one primary reason: It shows some level of financial stability via steady income, meaning you are more likely to repay your home loan than someone who’s unemployed or jumped from job to job. Does this mean you’re doomed to be denied a mortgage if you just […]

Teachers and Public Service Employees Now Have a Housing Grant to Live Nearby

Could you use extra cash to buy a home? See how one program can give you that cash via an $8,000 grant and other financial benefits if you’re a teacher.

Why is it so hard for the self-employed workers to get a mortgage?

The homebuying process will be harder if you’re self-employed rather than being a salaried employee. Here is how to get ready for home ownership if you’re self employed.

Exploring the Homebuyer Journey

The Homebuyer Journey There is a lot to consider when buying a home, and your mortgage is an important factor. If you are somewhere in the process of buying a home or starting to think about it, then you are in the right place. Our goal at Housing Nonprofit is to make the process easy […]

How HUD Homes Differ From Other Houses

Often times we find home prices are higher than what average area salaries can afford, but HUD homes are different because they are regularly priced well below the market value giving the new owner a lot more real estate for the money.

Hometown Heroes Program Gets Additional Funding to Assist Homebuyers

Hometown Heroes down payment assistance program will reopen with $36 million available to families looking to purchase their first home.

Get Free Land To Build Your Dream Home In These 5 Places

There was a time when land was given away for free to anyone willing to build a home and settle there. A few places in the Midwest still have this offer today.