Building Credit

Here, we break down the credit score requirements for various mortgage options and provide actionable tips for improving credit health. From strategies to reduce debt and build positive payment history to navigating credit report errors, this section equips you with the knowledge to strengthen your financial profile.

Building Credit

Nonprofits lift consumers out of debt with credit counseling, consolidation, lower payments.

Struggling to manage your credit cards and other debt? You might want to sign up for credit counseling to pay off your debts and repair your credit.
Building Credit

Is Debt Consolidation Worth It?

If you have a lot of outstanding loans, credit cards, etc., you’re probably wondering if debt consolidation is worth it. We’ll help you figure that out by showing you the specific factors that determine if consolidating debt is right for you.
Building Credit

How To Buy A Home With Bad Credit

If you feel like your credit score is keeping you in the rent-paying rat race, there’s good news: You can buy a home with bad credit, as long as you get creative.
Building Credit

Moving Forward after Credit or Identity Theft

Cleaning up your finances after having your identity stolen can be a nightmare.
Building Credit

4 Ways To Improve Your Credit Besides Paying Down Debt

It makes sense that paying down your debt could improve your credit, but what if you don’t have tons of cash sitting around to do so? Are there other ways to boost your credit score? You bet, and here they are.
Building Credit

How To Negotiate Credit Card Debt And Medical Bills

Do you feel as if you’ll never get out of your financial hole due to loads of credit card debt and medical bills?
Building Credit

Can’t Pay Your Medical Bills? Consider This Loan

Are you financially drowning due to medical bills? Or do you need to have a procedure that you cannot afford? See how a medical loan could help.
Building Credit

Where To Get A Loan If You Have Bad Credit

Is getting a loan tough if you have bad credit?

Building Credit

Can You Rent An Apartment With No Credit History?

We’ll answer that question and offer some tips on how to deal with such a situation.
Building Credit

No Credit History? Do This To Get A Landlord To Accept You

Just because you have no credit history doesn’t mean you won’t find a place to rent.